PayToMe.co, the world’s first AI-powered Financial Operating System designed for small and medium-sized businesses (SMBs), has received strategic investments from Hatcher+, a global venture capital firm, and Startupbootcamp, one of the largest accelerators in Europe and Asia.
The funding will support PayToMe.co’s mission to scale globally and simplify financial operations for businesses by automating critical financial tasks through a single, intelligent platform.
A Unified Platform Built for Modern Businesses
Unlike traditional financial systems that require fragmented tools for payments, invoicing, compliance, and bookkeeping, PayToMe.co offers a fully integrated financial solution that connects with over 12,000 financial institutions and 7,000+ fintech applications. Key features include:
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AI-powered bookkeeping and real-time financial reporting
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Custom invoicing support in over 100 countries
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Patented Text-to-Pay technology via SMS
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Built-in fraud prevention, compliance tools, and KYC/KYB workflows
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Seamless integration with popular tools like QuickBooks, Square, and Bill.com
By consolidating financial functions into a single platform, PayToMe.co helps businesses eliminate the high costs, manual errors, and delays associated with legacy systems.
“Our mission is to make global finance seamless and intelligent for every business,” said Mike Ulker, CEO and Founder of PayToMe.co. “With the support of top-tier investors, we are empowering SMBs and enterprises to streamline their financial operations with the power of AI.”
A Multi-Trillion-Dollar Market Opportunity
With over 400 million SMBs worldwide, the market for AI-driven financial infrastructure is vast and growing. PayToMe.co is addressing the global demand for smarter solutions in:
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Embedded fintech
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Cross-border payments
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Financial automation
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Digital compliance and reporting
The startup’s Serviceable Available Market (SAM) spans key global industries, including retail, e-commerce, manufacturing, logistics, and professional services.
Strategic partnerships with Stripe, Plaid, and U.S. Bank are accelerating PayToMe.co’s entry into new markets across North America, Europe, Asia-Pacific, and Africa.
Global Recognition & Industry Traction
PayToMe.co has quickly gained international attention and accolades, including:
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8 international awards for AI and fintech innovation
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Named a Top 2 Startup in Hatcher+’s global portfolio
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Selection to Silicon Valley Bank’s Nexus platform
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Featured in The Nilson Report, a global authority in payment systems
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Rapid onboarding of fintech partners to expand embedded finance capabilities
The Road Ahead
As SMBs and enterprises seek intelligent and scalable financial tools, PayToMe.co is positioning itself as the backbone of next-gen financial operations. With a platform that merges automation, compliance, and connectivity, the company is building a future where financial management is as simple and seamless as sending a text.