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CredFlow Raises $3.7M Pre-Series B Funding to Scale Fintech Solutions for SMEs

Delhi-based fintech startup CredFlow has successfully raised $3.7 million (₹31.2 crore) in its latest Pre-Series B funding round. The round was led by existing investors Inflexor Ventures and a prominent Singapore-based family office. This funding will be directed towards scaling CredFlow’s financial services and lending verticals, enhancing its technology, and driving innovation. This follows the startup’s previous $9.2 million raised across two funding rounds from leading venture capital firms.

Strategic Utilization of Funds

The funds raised will be strategically allocated to:

  • Grow the lending business vertical through CredFlow Finance
  • Develop new products and solutions tailored for SMEs
  • Hire top talent to sustain and drive continued growth

Leadership’s Vision

Kunal Aggarwal, Founder & CEO of CredFlow, expressed his excitement about the funding:

“CredFlow’s latest Pre-Series B fundraise, led by Inflexor Ventures and a Singapore-based family office, reflects the unwavering trust our investors place in our team’s dedication to empowering SMBs and enhancing their cash flow. The funds raised in this round will primarily drive the expansion of our embedded digital lending arm, CredFlow Finance, and mark a significant step towards acquiring our NBFC license. This milestone brings us closer to our vision of becoming the ultimate financial operating system and trusted growth partner for small and medium-sized businesses across India.”

Investor Confidence and Support

Murali Krishna Gunturu from Inflexor Ventures highlighted their confidence in CredFlow’s mission:

“We are thrilled to support CredFlow—a company dedicated to simplifying and empowering MSME business operations. Their automated platform enables business owners to seamlessly send invoices, collect payments, fast-track cash flow, and access credit with ease. Our decision to invest in them stems from our confidence in Kunal’s extensive SME experience and the team’s passion for providing cutting-edge digital tools to revolutionize MSME operations in India.”

Empowering India’s MSMEs

CredFlow’s innovative solutions are transforming how small and medium-sized enterprises (SMEs) manage their finances. By enhancing their cash flow management capabilities, CredFlow helps businesses improve operational efficiency, accelerate growth, and access vital credit resources.

This latest funding round solidifies CredFlow’s position as a leader in the fintech space, driving its mission to become the go-to financial operating system for SMEs across India.

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