CareEdge Ratings Limited has appointed Dr. A. Shiju Rawther as its Chief Information & Technology Officer (CITO), strengthening its leadership team as it accelerates digital transformation and technology-driven innovation.
The appointment comes at a time when credit rating agencies are increasingly investing in data-driven decision-making, automation, and advanced analytics to stay competitive in a rapidly evolving financial ecosystem.
Leadership Appointment to Drive Digital Transformation
Dr. Shiju Rawther brings over 25 years of experience in technology leadership within the financial services sector, having led large-scale digital initiatives across multiple organisations.
In his new role, he will focus on:
- Enhancing enterprise technology infrastructure
- Driving digital transformation initiatives
- Strengthening data analytics and innovation capabilities
- Improving operational efficiency through automation
Strong Background in Financial Technology
Before joining CareEdge Ratings, Dr. Rawther served as Head of Information Technology at SBI Mutual Fund, where he led key technology initiatives.
He has also held leadership roles at several major organisations, including:
- Poonawalla Fincorp
- IIFL Finance Limited
- TransUnion CIBIL Limited
- Fullerton India Credit Company Limited
- Wipro InfoTech
Throughout his career, he has been known for building end-to-end technology ecosystems, including applications, infrastructure, cybersecurity, and process automation.
Expertise in Innovation and Cybersecurity
Dr. Rawther is recognised for his contributions to digital innovation, analytics, and cybersecurity. He has:
- Published research papers in international journals
- Secured patents in cybersecurity and technology innovation
- Been recognised among top CIOs and CXOs in India
His academic background includes a PhD in Computer Science & Engineering, with research focused on cyber-attack prevention and network security models.
Strategic Importance for CareEdge Ratings
As a leading credit rating agency, CareEdge Ratings is increasingly relying on technology to:
- Improve rating accuracy and efficiency
- Strengthen risk assessment models
- Enhance customer experience through digital platforms
Dr. Rawther’s appointment is expected to play a key role in advancing these priorities and aligning technology strategy with business growth.
Industry Outlook
The financial services sector is undergoing rapid transformation, driven by:
- AI and data analytics adoption
- Regulatory compliance requirements
- Increasing demand for real-time insights
Technology leadership roles like CITO are becoming critical in shaping future-ready, data-driven financial institutions.
Ruchi Kumar is the associate editor at Entrepreneur News Network and TVW News India, where she leads editorial strategy, brand storytelling, and startup ecosystem coverage. With a strong focus on innovation, business, and marketing insights, he curates impactful narratives that spotlight India’s evolving entrepreneurial landscape. She has written extensively on fintech, AI and emerging startups.