From Crypto to Real Payments: dtcpay’s $10M Funding Signals Industry Shift

Singapore-based digital payments company dtcpay has raised $10 million in a Series A funding round led by Vertex Ventures Southeast Asia & India, with Favour Capital acting as financial advisor.

The investment comes at a pivotal time for the global stablecoin payments industry, as regulators across multiple regions tighten oversight on digital asset transactions and financial compliance.

Funding to Drive Global Expansion and Stablecoin Adoption

dtcpay plans to use the fresh capital to accelerate product adoption, enhance its payment infrastructure, and expand into high-growth global markets.

The company has spent several years building a compliance-first digital payments platform, positioning itself to operate within increasingly strict regulatory frameworks across jurisdictions.

By focusing on regulatory alignment alongside innovation, dtcpay aims to bridge the gap between traditional finance and digital currencies, particularly stablecoins.

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What dtcpay Does

Founded by Alice Liu and Band Zhao, dtcpay is building a global digital payments network that enables businesses and individuals to seamlessly interact with stablecoins.

The platform allows users to:

• Accept stablecoin payments

• Store digital assets securely

• Convert stablecoins into fiat currencies in real time

• Use digital currencies for everyday transactions

One of the company’s key innovations is its real-time conversion system, which enables instant switching between stablecoins and traditional currencies. This reduces friction in transactions and makes digital assets more practical for daily use.

Focus on Compliance and Regulation

As governments worldwide introduce stricter regulations for digital assets, compliance has become a critical factor for payment companies operating in the space.

dtcpay has prioritised regulatory readiness from the outset.

The company is officially licensed by the Monetary Authority of Singapore (MAS), one of the most respected financial regulators globally. It also holds an Electronic Money Institution (EMI) license in Luxembourg, enabling operations across the European Economic Area (EEA).

In addition, dtcpay has secured licenses and registrations in multiple key markets, including:

• Hong Kong

• Australia

• United States

• Canada

This global regulatory footprint allows dtcpay to operate across major financial ecosystems while ensuring compliance with local laws.

Leadership Perspective

Commenting on the funding, Alice Liu, CEO and Co-founder of dtcpay, highlighted the company’s long-term vision.

“Our mission is to deliver a platform where faster, safer and more cost-efficient transactions become the standard,” she said. “By combining strong regulatory compliance with a user-focused experience, we have built infrastructure that is ready to scale globally.”

She added that the new capital will help the company expand into new markets and increase adoption of its payment solutions.

Investor Confidence in Stablecoin Utility

Investors are increasingly recognising the potential of stablecoins in real-world financial applications, particularly in payments and cross-border transactions.

Genping Liu, General Partner at Vertex Ventures SEA & India, noted that dtcpay is well positioned to capitalise on this trend.

“There is a massive opportunity in the real-world use of stablecoins, where utility meets regulated finance,” he said. “dtcpay has successfully combined advanced technology with a user experience comparable to traditional banking platforms.”

He added that the company’s approach positions it strongly to benefit from the next phase of mainstream adoption in global digital payments.

Rising Importance of Stablecoin Payments

Stablecoins — digital currencies pegged to traditional assets such as the US dollar — are increasingly being used for faster, low-cost transactions, especially in cross-border payments.

Unlike volatile cryptocurrencies, stablecoins offer price stability, making them more suitable for everyday financial use.

However, the sector is also facing growing regulatory scrutiny as governments aim to ensure financial stability, consumer protection and anti-money laundering compliance.

Companies like dtcpay are responding by building regulated, enterprise-grade infrastructure that aligns with global financial standards.

Building the Future of Digital Payments

With its latest funding round, dtcpay aims to strengthen its position as a global payments infrastructure provider that connects digital assets with traditional finance systems.

The company’s focus on:

• Real-time transaction capabilities

• Regulatory compliance

• Seamless user experience

• Global market expansion

positions it to play a significant role in the evolving digital payments ecosystem.

As stablecoins move closer to mainstream adoption, platforms like dtcpay could become essential in enabling secure, efficient and scalable global transactions.